Channel 9 has been joined by 26 community service organizations to provide information and resources that can help the people of our region during the mortgage crisis. If you have ideas or experiences that would help, please add them to our Web site: www.ketc.org. We are all facing the mortgage crisis together.
Channel 9 has been joined by 26 community service organizations to provide information and resources that can help the people of our region during the mortgage crisis. If you have information or experiences that would help, please add them to our Web site: www.ketc.org. We are all facing the mortgage crisis together.
From KETC, LIVING ST. LOUIS Producer Ruth Ezell examines the mortgage crisis in Jefferson County, an area which experienced more than 900 foreclosures in 200...
From KETC's Facing the Mortgage Crisis special on July 15, 2008: Where would the foreclosure notice be published? In St. Louis, foreclosures are published in the Daily Record. You also should get a notice via certified mail.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: Is there anything that a consumer can do if they feel like they have been misled into a loan that does not work for them? Call Legal Services of Eastern Missouri and talk to someone about your mortgage.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: Is it a good idea to include your house in a bankruptcy? It is important to seek out legal help before doing anything.
From KETC's Facing the Mortgage Crisis special on July 15, 2008: Are you required to have mortgage insurance? If you don't put 20 percent down then you're required to have insurance.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: How long should we wait before we sell our houses again? The mortgage crisis has not bottomed out yet, so there is still much uncertainty when it comes to selling your home.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: How does the mortgage situation ripple out and affect businesses? When foreclosures happen in a community, it decreases the number of homes occupied and the population. Retailers will not keep businesses open in areas that do not have the income to support them.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: What resources are available to those who do not have extra money to spend on counseling? Your financial situation has to be assessed first before any assistance is given.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: What happens after you receive the first notice of default? When you receive a notice, there is normally a foreclosure date listed. You need to take action and call your lender immediately to find out what steps to take to save your home. The foreclosure process in Missouri can take as little as 30 days.
From KETC's Facing the Mortgage Crisis special on July 15, 2008: What are some ways that agencies and churches can help out? There is the St. Louis Alliance for the Preservation of Home Ownership which is comprised of five agencies that would appreciate any help from non-profits to educate the public about the mortgage crisis.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: What are the options for people in the military who must move and sell their home? Call the VA. They have a wide range of mortgage resources and products available.
From KETC's Facing the Mortgage Crisis special on July 22, 2008: Is it a good time for first-time homebuyers to purchase a house? Yes. It is definitely a buyers' market, but seek advice from a housing counselor before buying.
From KETC's Facing the Mortgage Crisis special on July 15, 2008: If you can no longer pay your adjustable rate mortgage, is it possible to call your lender and change your payments? Yes, definitely call your lender. There is no reason to allow an adjustable rate mortgage to go beyond your ability to pay.
On July 15 and 22, Channel 9 hosted a town hall forum on the mortgage crisis in St. Louis. Concerned community members were invited to share their own stories on how the mortgage crisis has changed their lives.
Amy Doll counsels people that are facing foreclosure and says that the hardest thing is asking for help.
On July 15 and 22, Channel 9 hosted a town hall forum on the mortgage crisis in St. Louis. Concerned community members were invited to share their own stories on how the mortgage crisis has changed their lives.
Amy Doll thinks that people shouldn't feel shame and guilt for mortgage situations that are out of their control such as losing one's job.
On July 15 and 22, Channel 9 hosted a town hall forum on the mortgage crisis in St. Louis. Concerned community members were invited to share their own stories on how the mortgage crisis has changed their lives.
Alicia is a real estate agent that suggests doing plenty of research if you're going to refinance.
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